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Personal Loans - description of the lender

Loan ammount

$1000 - $35000

Loan term

3 - 72 months

Company

PersonalLoans.com provides a way for consumers to be connected with a personal loan through their network of lenders and lending partners. Though their online process is designed to connect clients to potential lenders or lending partners, they do not function as a lender themselves. If a loan offer is found, then they redirect you to the lender or lending partner’s offer page containing the details of the loan.

APR

5.99 - 35.99 %

Representative example

If you borrow $2,000 on a 12 months repayment term, with APR 24%, the monthly repayment will be $189.12. Total repayment will be $2,269.44.

Requirements

  • Age/ID/Residency Status: You must be 18 or older to be eligible for a personal loan. You must also have a valid Social Security number, and be a legal U.S. citizen or permanent resident;
  • Income: In order to ensure that you will be able to repay a loan, you must either have full-time employment, be self-employed, or receive regular disability or Social Security benefits. Some lenders or lending partners may require a pay stub or other form of income verification;
  • Bank Account: Most loans require a valid checking account, as once a loan is approved for you through PersonalLoans.com, your lender or lending partner will deposit your funds directly into said account;
  • Credit Type: You do not necessarily need to have a good or excellent credit record to qualify for a personal loan. However, most loans do require that customers demonstrate a pattern of responsibility. To be eligible for a personal loan product, typically an individual must not have any accounts more than 60 days late; must not have active or recent bankruptcies; must not exhibit a pattern of late payments; must not have any debt that cannot be covered by current income; and must not have any recently charged-off accounts.

  • Typical Requirements:
  • Credit Score: 600+;
  • Minimum Income: $2,000 per month, must be verifiable;
  • Income Source: Employed or Self-Employed.
  • Office hours

    Monday to Friday, 6am to 7pm PST

    Legal address

    PersonalLoans.com
    560 E 200 North, Suite 18
    Roosevelt, Utah 84066

    Additional information

    Phone: 1-800-772-2274
    Email: support@personalloans.com

    Other offers

    Minimum loan amount
    500 $
    Maximum loan amount
    5000 $
    Minimum loan term
    3 months
    Maximum loan term
    36 months
    APR
    5.99 - 35.99 %
    Minimum age
    18 years
    Loan granting
    Excellent
    Online application
    Apply now badcreditloans...
    Requirements:
    • - Be at least 18 years old;
    • - Provide proof of citizenship, such as a Social Security number, or legal residency;
    • - Have a regular income, either from full-time employment, self-employment, or disability or Social Security benefits;
    • - Have a checking account in your name;
    • - Provide work and home telephone numbers;
    • - Provide a valid email address.
    Representative example: Loan Amount $2,000, Period: 12 months, Monthly repayment: $183.63, Total amount repayable $2,203.56, APR: 19.9 %
    NB! The actual loan amount, term, and APR amount of loan may vary based on credit determination and state law.
    Minimum loan amount
    1000 $
    Maximum loan amount
    5000 $
    Minimum loan term
    6 months
    Maximum loan term
    60 months
    APR
    6 - 35.99 %
    Minimum age
    18 years
    Loan granting
    Excellent
    Online application
    Apply now badcredit.com
    Requirements:
    • - Be at least 18 years old;
    • - Provide proof of citizenship, such as a Social Security number, or legal residency;
    • - Have a regular income, either from full-time employment, self-employment, or disability or Social Security benefits;
    • - Have a checking account in your name;
    • - Provide work and home telephone numbers;
    • - Provide a valid email address.
    Representative example: Loan Amount $2,000, Period: 12 months, APR: 6 - 35.99 %
    NB! The actual loan amount, term, and APR amount of loan may vary based on credit determination and state law.
    Minimum loan amount
    1000 $
    Maximum loan amount
    35000 $
    Minimum loan term
    3 months
    Maximum loan term
    72 months
    APR
    5.99 - 35.99 %
    Minimum age
    18 years
    Loan granting
    Excellent
    Online application
    Apply now personalloans.com
    Requirements:
    • - You must be 18 or older;
    • - You must have a valid Social Security number, and be a legal U.S. citizen or permanent resident;
    • - Credit Score: 600+;
    • - Minimum Income: $2,000 per month, must be verifiable;
    • - Income Source: Employed or Self-Employed.
    Representative example: Loan Amount $2,000, Period: 12 months, Monthly repayment: $189.12, Total amount repayable $2,269.44, APR: 24 %
    NB! The actual loan amount, term, and APR amount of loan may vary based on credit determination and state law.
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