Loans in USA 2019!

Credits in the USA. Find the lowest interest rates and choose the appropriate loan.

Personal Loans - description of the lender

Loan ammount

$500 - $35,000

Loan term

3 - 72 months

Personal Loans - description of the lender

Company

PersonalLoans.com provides a way for consumers to be connected with a personal loan through their network of lenders and lending partners. Though their online process is designed to connect clients to potential lenders or lending partners, they do not function as a lender themselves. If a loan offer is found, then they redirect you to the lender or lending partner’s offer page containing the details of the loan.

APR

5.99 - 35.99%

Representative example

If you borrow $2,000 on a 12 months repayment term, with APR 24%, the monthly repayment will be $189.12. Total repayment will be $2,269.44.

Requirements

  • Age/ID/Residency Status: You must be 18 or older to be eligible for a personal loan. You must also have a valid Social Security number, and be a legal U.S. citizen or permanent resident;
  • Income: In order to ensure that you will be able to repay a loan, you must either have full-time employment, be self-employed, or receive regular disability or Social Security benefits. Some lenders or lending partners may require a pay stub or other form of income verification;
  • Bank Account: Most loans require a valid checking account, as once a loan is approved for you through PersonalLoans.com, your lender or lending partner will deposit your funds directly into said account;
  • Credit Type: You do not necessarily need to have a good or excellent credit record to qualify for a personal loan. However, most loans do require that customers demonstrate a pattern of responsibility. To be eligible for a personal loan product, typically an individual must not have any accounts more than 60 days late; must not have active or recent bankruptcies; must not exhibit a pattern of late payments; must not have any debt that cannot be covered by current income; and must not have any recently charged-off accounts.

  • Typical Requirements:
  • Credit Score: 600+;
  • Minimum Income: $2,000 per month, must be verifiable;
  • Income Source: Employed or Self-Employed.
  • Office hours

    Monday to Friday, 6am to 7pm PST

    Legal address

    PersonalLoans.com
    560 E 200 North, Suite 18
    Roosevelt, Utah 84066

    Additional information

    Phone: 1-800-772-2274
    Email: support@personalloans.com

    Other offers

    BBVA Compass

    Minimum loan amount

    $500

    Maximum loan amount

    $35,000

    Minimum loan term

    12 months

    Maximum loan term

    72 months

    APR

    4.99 - 28.99%

    Loan granting

    Good

    Minimum age

    18 years

    16

    Representative example: Loan Amount $15,000, Period: 36 months, Monthly repayment: $456, Total amount repayable $16,425, APR: 5.99%
    NB! The actual loan amount, term, and APR amount of loan may vary based on credit determination and state law.

    Bad Credit Loans

    Minimum loan amount

    $500

    Maximum loan amount

    $5,000

    Minimum loan term

    3 months

    Maximum loan term

    36 months

    APR

    5.99 - 35.99%

    Loan granting

    Good

    Minimum age

    18 years

    17

    Representative example: Loan Amount $2,000, Period: 12 months, Monthly repayment: $183.63, Total amount repayable $2,203.56, APR: 19.9%
    NB! The actual loan amount, term, and APR amount of loan may vary based on credit determination and state law.

    Personal Loans

    Minimum loan amount

    $500

    Maximum loan amount

    $35,000

    Minimum loan term

    3 months

    Maximum loan term

    72 months

    APR

    5.99 - 35.99%

    Loan granting

    Good

    Minimum age

    18 years

    35

    Representative example: Loan Amount $2,000, Period: 12 months, Monthly repayment: $189.12, Total amount repayable $2,269.44, APR: 24%
    NB! The actual loan amount, term, and APR amount of loan may vary based on credit determination and state law.

    MoneyGuru SIA, Address: Cālīšpurva street 27, Baloži, Latvia, LV-2128
    Registration number: 41503072001 Bank: Swedbank AS, E-mail: partner@moneyguru24.com
    Copyright © MoneyGuru 2012-2019. All rights reserved.

    We use cookies in order to provide you the best and most relevant experience and optimize our website functionality.