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USAA Rate Advantage - description of the lender

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USAA Rate Advantage - description of the lender

Company

USAA means United Services Automobile Association and its insurance, banking, investment and other companies. Banks Member FDIC. Investments provided by USAA Investment Management Company and USAA Financial Advisors Inc., both registered broker dealers.

APR

8.90% to 25.90%

For example, if a variable rate, is based on the prime rate plus a margin of 9.65% and the prime is 3.25%, then the current variable interest rate will be 12.9%.

Balance transfer
3% of the amount of each transfer (maximum fee per transfer $200).

Cash Advance
3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account.

Benefits & Features

Low Rates on All Transactions: Rate Advantage Card offers the same low rate for purchases, cash advances and balance transfers.

Added Protection:
  • Experienced support if your identity is stolen;
  • Extended warranties on your purchases;
  • Travel accident and baggage delay insurance;

  • Special Features for Military Members:
  • Deployment / PCS Rate - Get 4% APR on all balances for up to 12 months during deployments or PCS;
  • Special 4% SCRA Rate - When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty;
  • Help before, during and after deployment;

  • Zero Liability;
  • Industry-Leading Security Measures;
  • Penalty APR: None;
  • Foreign Transaction Fee: $0;
  • Military Affiliate Card Designs.
  • Important

    Late Payment Fee is $25 for the first time late within prior 6 billing periods; otherwise $35. Returned Payment Fee is $25 for first return payment within prior 6 billing periods; otherwise $35. In no event will either fee exceed the minimum payment due on your most recent bill.

    Office hours

    Monday to Friday: 6:30 a.m. to 10 p.m. CT
    Saturday: 8 a.m. to 6 p.m. CT

    Legal address

    9800 Fredericksburg Road
    San Antonio, TX 78288

    Mailing Address:
    USAA Federal Savings Bank
    10750 McDermott Freeway
    San Antonio, TX 78288-9876

    Additional information

    Phone: 210-531-USAA (8722)
    or 800-531-USAA

    Other offers

    Orig3n

    Average Result Time

    6-8 weeks

    Tests

    vitamins, fitness, nutrition, beauty

    Price from

    $29

    Collection type

    cheek swab

    Features & Benefits:

    • 20 DNA wellbeing tests
    • Discover the genetic traits that set you apart
    • Personalized results
    • Free app

    5

    Saatva

    Price from

    $799 or
    $67/mo

    Night sleep trial

    120 nights

    Shipping and returns

    free white glove delivery & setup

    Types

    Plush soft, Firm, Luxury firm

    Warranty

    15 years

    Sizes

    twin, twin XL, full, queen, king, cal king

    Features and benefits:

    • Handcrafted in America
    • Back-relieving Support
    • Financing Available
    • Eco-friendly materials
    • Luxury euro pillow top
    • Durable steel coil support
    • Free old Mattress removal

    17

    Nectar

    Price from

    $399 or
    $34/mo

    Night sleep trial

    365 nights

    Shipping and returns

    free shipping & returns
    (5 to 10 business days)

    Types

    Nectar, Nectar Lush

    Warranty

    lifetime

    Sizes

    twin, twin XL, full, queen, king, cal king

    Features and benefits:

    • Financing Available
    • 2 free pillows
    • Tencel Cooling Cover
    • Gel Memory Foam
    • Ultimate support
    • Bed Frame Inclusive
    • Healthy, certified foam

    2

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